Pearls Galore is out of Pearl Banks (Pivotal), winner of the Gr.3 Frankfurter Stutenpreis in Germany and a stakes winner in France. The fifth of seven foals, she is one of five winners from as many runners. Her half-sisters include Lucky Lycra (Olympic Glory), winner of the Gr.3 Grosser Preis der Mehl-Mulhens-Stiftung, and Pearly Steph (Oasis Dream), winner of the Listed Prix des Lilas in France and dam of Eternal Pearl (Frankel), winner of the Gr.3 Prix Minerve.

Second dam Pearly Shells (Efisio) won the Gr.1 Prix Vermeille and bred eight winners. Besides Pearl Banks they include Pearls Or Passion (Monsun), a Listed winner in France and dam of Pelligrina, winner of the Gr.3 Prix de Royaumont, and the Listed-placed Podemos, as well as Smile Makers (Kendargent), second in the Gr.2 Prix Greffulhe, and the Listed-placed Pearly Avenue (Anabaa). Pearly Shells is also the second dam of Shagah (Invincible Spirit), third in the Gr.2 May Hill Stakes.

Third dam Piffle (Shirley Heights) won once and had four other winners, among them Frenchpark (Fools Holme), winner of the Grade 1 Hollywood Turf Cup and later a sire, and his full sister Sayeh, twice Listed-placed. She is also the second dam of three Listed winners: The Way Of Bonnie (Thewayyouare), Need You Now (Kheleyf) and Snippets (Be My Guest).

Pearl Banks has an unraced 2-year-old colt, L'Ambassadeur (Shalaa).